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Moonlighting and Benefits

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Sign‑On Bonus Ranges by Specialty and Practice Type, with Medians
Moonlighting and Benefits

Sign‑On Bonus Ranges by Specialty and Practice Type, with Medians

Compare physician sign-on bonus ranges and medians by specialty, practice type, and location—data-backed figures to help you negotiate higher offers now.

Behind Closed Doors: How GME Committees Police Moonlighting
Moonlighting and Benefits

Behind Closed Doors: How GME Committees Police Moonlighting

The Truth About Sign‑On Bonuses and Relocation Money Residents Miss
Moonlighting and Benefits

The Truth About Sign‑On Bonuses and Relocation Money Residents Miss

Is This Non‑Compete Reasonable? Key Clauses to Look For
Moonlighting and Benefits

Is This Non‑Compete Reasonable? Key Clauses to Look For

Do Residents Really Need Tail Coverage for Moonlighting Work?
Moonlighting and Benefits

Do Residents Really Need Tail Coverage for Moonlighting Work?

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What If I Don’t Understand the Benefits Section I Just Signed?
Moonlighting and Benefits

What If I Don’t Understand the Benefits Section I Just Signed?

Worried you signed away benefits? Learn how to review onboarding documents, spot moonlighting, insurance, disability, and fix mistakes before it's too late.

How Moonlighting Income Interacts with PSLF and Loan Repayment
Moonlighting and Benefits

How Moonlighting Income Interacts with PSLF and Loan Repayment

How moonlighting income impacts PSLF and IDR loan repayment—strategies to minimize taxes, control AGI, and protect loan forgiveness.

If Your Benefits Change Mid‑Contract After a Hospital Merger
Moonlighting and Benefits

If Your Benefits Change Mid‑Contract After a Hospital Merger

After a hospital merger, learn how residents can document, organize, and contest mid-contract benefit changes to retirement, CME, health, and leave.

How Benefits Value Compares to Salary Across Major Employers
Moonlighting and Benefits

How Benefits Value Compares to Salary Across Major Employers

Compare benefits value to salary across major employers—learn to quantify health, retirement, PTO, and equity so you can evaluate offers beyond base pay.

How to Respond When a PD Thinks You’re Moonlighting Too Much
Moonlighting and Benefits

How to Respond When a PD Thinks You’re Moonlighting Too Much

Practical steps for residents to prepare, document, and respond when a program director says you're moonlighting too much—protect training, safety, and income.

When Your Spouse’s Job Determines Where You Can Negotiate Benefits
Moonlighting and Benefits

When Your Spouse’s Job Determines Where You Can Negotiate Benefits

Juggling Multiple PRN Jobs: Protecting Yourself From Schedule Conflicts
Moonlighting and Benefits

Juggling Multiple PRN Jobs: Protecting Yourself From Schedule Conflicts

Creating a Simple Benefits ‘Must‑Have’ vs ‘Nice‑to‑Have’ List
Moonlighting and Benefits

Creating a Simple Benefits ‘Must‑Have’ vs ‘Nice‑to‑Have’ List

Handling a Contract That Cuts Call Pay After You’ve Already Started
Moonlighting and Benefits

Handling a Contract That Cuts Call Pay After You’ve Already Started

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Latest

If Your Residency Blocks Moonlighting but You Need Extra Income

Moonlighting and Benefits

What to Do When a Locums Recruiter Pressures You to Sign Fast

Moonlighting and Benefits

The Costly Mistake of Ignoring Disability and Tail Coverage

Moonlighting and Benefits

Is Academic Medicine Always Lower Paying? The Real Trade‑Offs

Moonlighting and Benefits

Moonlighting Always Helps Your Career? Why That’s Often False

Moonlighting and Benefits

How Hospital CFOs View Your RVUs, Bonuses, and ‘Productivity’

Moonlighting and Benefits

What If Moonlighting Makes Me Look Uncommitted to My Residency?

Moonlighting and Benefits

Year‑by‑Year Roadmap to Upgrading Disability and Life Insurance

Moonlighting and Benefits

Even More

Your Final Year of Residency: Month‑by‑Month Benefits Negotiation Plan

Your Final Year of Residency: Month‑by‑Month Benefits Negotiation Plan

Retention Rates for Contracts With vs Without Non‑Competes

Retention Rates for Contracts With vs Without Non‑Competes

Resident Side Gigs: Setting Up an LLC and Handling 1099 Income

Resident Side Gigs: Setting Up an LLC and Handling 1099 Income

Average Resident Moonlighting Pay by Region and Setting

Average Resident Moonlighting Pay by Region and Setting

How Senior Residents Quietly Negotiate Call Pay and Extra Shifts

How Senior Residents Quietly Negotiate Call Pay and Extra Shifts

MS4 to PGY‑2: When It’s Safe to Start Moonlighting and How to Plan It

MS4 to PGY‑2: When It’s Safe to Start Moonlighting and How to Plan It

Claims‑Made vs Occurrence Malpractice for Moonlighting Physicians

Claims‑Made vs Occurrence Malpractice for Moonlighting Physicians

If Your New Employer Won’t Cover Tail for Your Old Moonlighting Work

If Your New Employer Won’t Cover Tail for Your Old Moonlighting Work

Understanding FTE Status: How 0.8 vs 1.0 Affects Your Benefits

Understanding FTE Status: How 0.8 vs 1.0 Affects Your Benefits

Step‑by‑Step Guide to Negotiating Shift Differentials as a Resident

Step‑by‑Step Guide to Negotiating Shift Differentials as a Resident

I Signed a Low‑Ball Contract: Is My Financial Future Ruined?

I Signed a Low‑Ball Contract: Is My Financial Future Ruined?

A Practical Script for Asking for More Base Pay and Less RVU Risk

A Practical Script for Asking for More Base Pay and Less RVU Risk

What Your Contract’s Non-Compete Is Really Designed to Do

What Your Contract’s Non-Compete Is Really Designed to Do

How Residents Accidentally Violate ACGME Moonlighting Rules

How Residents Accidentally Violate ACGME Moonlighting Rules

Is This a Fair Call Pay Offer? Benchmarks and Comparison Questions

Is This a Fair Call Pay Offer? Benchmarks and Comparison Questions

When Does It Make Sense to Hire a Physician Contract Attorney?

When Does It Make Sense to Hire a Physician Contract Attorney?

Non‑Compete and Geographic Restriction Clauses: A Deep Dive

Non‑Compete and Geographic Restriction Clauses: A Deep Dive

The Malpractice Coverage Mistakes That Can Ruin Your Side Gigs

The Malpractice Coverage Mistakes That Can Ruin Your Side Gigs

Moonlighting Hour Caps: What ACGME Data Shows About Safety

Moonlighting Hour Caps: What ACGME Data Shows About Safety

Hospitalist vs Clinic Compensation Models: RVU vs Salary Hybrids

Hospitalist vs Clinic Compensation Models: RVU vs Salary Hybrids

Moonlighting Traps: 9 Contract Clauses Residents Forget to Read

Moonlighting Traps: 9 Contract Clauses Residents Forget to Read

Could I Get Fired for Taking the Wrong Moonlighting Shift?

Could I Get Fired for Taking the Wrong Moonlighting Shift?

First 90 Days at a New Job: When to Push for Pay and Schedule Changes

First 90 Days at a New Job: When to Push for Pay and Schedule Changes

Timeline for Transitioning From 1099 Locums to W‑2 Employment

Timeline for Transitioning From 1099 Locums to W‑2 Employment

How Often Moonlighting Leads to Job Offers: Survey‑Based Numbers

How Often Moonlighting Leads to Job Offers: Survey‑Based Numbers

What If My Program Suddenly Bans Moonlighting and I Need the Money?

What If My Program Suddenly Bans Moonlighting and I Need the Money?

Do I Need My Own Malpractice Policy for Side Gigs and Locums?

Do I Need My Own Malpractice Policy for Side Gigs and Locums?

Why Saying Yes to ‘Per Diem’ Work Can Wreck Your Main Job

Why Saying Yes to ‘Per Diem’ Work Can Wreck Your Main Job

Six Months Before Graduation: Contract Review and Benefit Deadlines

Six Months Before Graduation: Contract Review and Benefit Deadlines

What Happens If My Moonlighting Gig Has a Malpractice Claim?

What Happens If My Moonlighting Gig Has a Malpractice Claim?

Negotiating CME Money, Time, and Travel in Your First Contract

Negotiating CME Money, Time, and Travel in Your First Contract

Benefits Packages: What Attendings Actually Regret Not Negotiating

Benefits Packages: What Attendings Actually Regret Not Negotiating

On‑Call Structures: In‑House, Home Call, and Backup Pay Models

On‑Call Structures: In‑House, Home Call, and Backup Pay Models

The ‘Everyone Moonslights PGY‑2’ Myth and When to Say No

The ‘Everyone Moonslights PGY‑2’ Myth and When to Say No

No, You Don’t ‘Have to’ Accept the First Job Offer as an Attending

No, You Don’t ‘Have to’ Accept the First Job Offer as an Attending

What Benefits Matter Most in a First Attending Job Offer?

What Benefits Matter Most in a First Attending Job Offer?

Loan Repayment vs Higher Salary: Modeling 10‑Year Outcomes

Loan Repayment vs Higher Salary: Modeling 10‑Year Outcomes

Health Insurance Is the Same Everywhere: Hidden Benefit Gaps

Health Insurance Is the Same Everywhere: Hidden Benefit Gaps

Call Pay and Weekend Differential Data: What’s Actually Typical?

Call Pay and Weekend Differential Data: What’s Actually Typical?

When to Stop Moonlighting Before Boards, Fellowship, or New Job

When to Stop Moonlighting Before Boards, Fellowship, or New Job

Benefits Negotiation Errors That Cost New Attendings $50K+ Yearly

Benefits Negotiation Errors That Cost New Attendings $50K+ Yearly

What PDs Really Think About Residents Who Moonlight Aggressively

What PDs Really Think About Residents Who Moonlight Aggressively

Disability Insurance Riders Residents Should Actually Care About

Disability Insurance Riders Residents Should Actually Care About

The Unspoken Moonlighting Rules Your Program Won’t Put in Writing

The Unspoken Moonlighting Rules Your Program Won’t Put in Writing

RVU‑Based Pay Is Always Bad for New Attendings: True or False?

RVU‑Based Pay Is Always Bad for New Attendings: True or False?

Should Residents Moonlight? A Risk‑Benefit Framework by Training Year

Should Residents Moonlight? A Risk‑Benefit Framework by Training Year

How Do I Compare Two Job Offers With Very Different Benefits?

How Do I Compare Two Job Offers With Very Different Benefits?

Internal vs External Moonlighting: Policy, Pay, and Liability Nuances

Internal vs External Moonlighting: Policy, Pay, and Liability Nuances

Sign‑On Bonuses Are ‘Free Money’? The Payback Terms Explained

Sign‑On Bonuses Are ‘Free Money’? The Payback Terms Explained

What to Do When Your Program Suddenly Restricts Moonlighting

What to Do When Your Program Suddenly Restricts Moonlighting

On‑Call Pay Pitfalls: Red Flags Buried in Your First Job Offer

On‑Call Pay Pitfalls: Red Flags Buried in Your First Job Offer

Common RVU Bonus Misunderstandings That Lead to Burnout

Common RVU Bonus Misunderstandings That Lead to Burnout

Planning a Gap Between Residency and Practice: Cash and Coverage

Planning a Gap Between Residency and Practice: Cash and Coverage

The Myth That Hospital Employed Jobs Have Better Benefits

The Myth That Hospital Employed Jobs Have Better Benefits

How to Vet a Moonlighting Offer: A 15‑Minute Contract Checklist

How to Vet a Moonlighting Offer: A 15‑Minute Contract Checklist

Handling a Moonlighting Offer at a Competing Hospital in Your System

Handling a Moonlighting Offer at a Competing Hospital in Your System

Call Pay, Stipends, and RVUs: How Each Compensation Piece Works

Call Pay, Stipends, and RVUs: How Each Compensation Piece Works

Building a Benefits Comparison Spreadsheet for Competing Offers

Building a Benefits Comparison Spreadsheet for Competing Offers

How Much Moonlighting Is Too Much? Questions to Ask Before Saying Yes

How Much Moonlighting Is Too Much? Questions to Ask Before Saying Yes

PGY‑1 Year: What Compensation and Moonlighting Talks Can’t Wait

PGY‑1 Year: What Compensation and Moonlighting Talks Can’t Wait

Scheduling Moonlighting Around 80‑Hour Limits: Errors to Avoid

Scheduling Moonlighting Around 80‑Hour Limits: Errors to Avoid

RVU Targets for New Attendings: What National Benchmarks Reveal

RVU Targets for New Attendings: What National Benchmarks Reveal

I’m Afraid to Negotiate: Will Asking for More Pay Get Me Dropped?

I’m Afraid to Negotiate: Will Asking for More Pay Get Me Dropped?

W‑2 vs 1099 for Physicians: Which Compensation Structure Fits You?

W‑2 vs 1099 for Physicians: Which Compensation Structure Fits You?

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